integratedhub/services/paymentService.ts

// services/paymentService.ts
// Handle payment methods, transactions, and rent schedules

import { and, eq } from "drizzle-orm";
import { db } from "../db/db.ts";
import {
  leases,
  payment_methods,
  payment_transactions,
  rent_schedules,
} from "../db/schema.ts";
import {
  addE2EPaymentMethod,
  addE2EPaymentTransaction,
  deleteE2EPaymentMethod,
  getE2EDefaultPaymentMethod,
  getE2EPaymentMethodsByUser,
  getE2EPaymentTransactionsByLease,
  getE2EPaymentTransactionsByOwner,
  getE2EPaymentTransactionsByUser,
  isE2EEnabled,
  updateE2EPaymentMethod,
} from "./e2eFixtures.ts";

export interface PaymentMethod {
  id: string;
  user_id: string;
  bank_name: string | null;
  method_type: string | null; // 'bank_account', 'credit_card'
  account_type: string | null; // 'checking', 'savings'
  routing_number_encrypted: string | null;
  account_number_encrypted: string | null;
  is_default: boolean | null;
  created_on: number;
  updated_on: number;
}

export interface PaymentTransaction {
  id: string;
  lease_id: string;
  amount: number;
  payment_date: number;
  payment_method: string | null; // 'card', 'ach', 'check', 'cash'
  transaction_status: string | null; // 'pending', 'completed', 'failed'
  stripe_payment_id: string | null;
  created_on: number;
}

export interface RentSchedule {
  id: string;
  property_id: string;
  rent_amount: number;
  due_day: number | null; // Day of month rent is due (1-31)
  late_fee_amount: number | null;
  grace_period_days: number | null;
  payment_methods_allowed: string | null; // JSON array of allowed methods
  created_on: number;
  updated_on: number;
}

// Payment Methods CRUD
export async function createPaymentMethod(
  user_id: string,
  bank_name: string,
  method_type: string,
  account_type: string,
  routing_number_encrypted: string,
  account_number_encrypted: string,
  is_default: boolean = false,
) {
  if (isE2EEnabled()) {
    return [addE2EPaymentMethod(user_id, {
      bank_name,
      method_type,
      account_type,
      routing_number_encrypted,
      account_number_encrypted,
      is_default,
    })];
  }
  const now = Date.now();

  // If this is set as default, unset other defaults first
  if (is_default) {
    await db.update(payment_methods)
      .set({ is_default: false })
      .where(eq(payment_methods.user_id, user_id));
  }

  return await db.insert(payment_methods)
    .values({
      id: crypto.randomUUID(),
      user_id,
      bank_name,
      method_type,
      account_type,
      routing_number_encrypted,
      account_number_encrypted,
      is_default,
      created_on: now,
      updated_on: now,
    })
    .returning();
}

export async function getPaymentMethodsByUser(user_id: string) {
  if (isE2EEnabled()) {
    return getE2EPaymentMethodsByUser(user_id);
  }
  return await db.select()
    .from(payment_methods)
    .where(eq(payment_methods.user_id, user_id));
}

export async function getDefaultPaymentMethod(user_id: string) {
  if (isE2EEnabled()) {
    return getE2EDefaultPaymentMethod(user_id);
  }
  const result = await db.select()
    .from(payment_methods)
    .where(and(
      eq(payment_methods.user_id, user_id),
      eq(payment_methods.is_default, true),
    ));
  return result[0] || null;
}

export async function updatePaymentMethod(
  id: string,
  updates: Partial<Omit<PaymentMethod, "id" | "user_id" | "created_on">>,
) {
  if (isE2EEnabled()) {
    const updated = updateE2EPaymentMethod(id, updates);
    return updated ? [updated] : [];
  }
  const now = Date.now();
  return await db.update(payment_methods)
    .set({ ...updates, updated_on: now })
    .where(eq(payment_methods.id, id))
    .returning();
}

export async function deletePaymentMethod(id: string) {
  if (isE2EEnabled()) {
    const deleted = deleteE2EPaymentMethod(id);
    return deleted ? [deleted] : [];
  }
  return await db.delete(payment_methods)
    .where(eq(payment_methods.id, id))
    .returning();
}

export async function getPaymentTransactionsByUser(
  user_id: string,
  options: { limit?: number } = {},
) {
  if (isE2EEnabled()) {
    const transactions = getE2EPaymentTransactionsByUser(user_id);
    return options.limit ? transactions.slice(0, options.limit) : transactions;
  }
  const query = db.select()
    .from(payment_transactions)
    .innerJoin(leases, eq(payment_transactions.lease_id, leases.id))
    .where(eq(leases.tenant_id, user_id))
    .orderBy(payment_transactions.payment_date);

  if (options.limit) {
    return await query.limit(options.limit);
  }

  return await query;
}

// Payment Transactions CRUD
export async function createPaymentTransaction(
  lease_id: string,
  amount: number,
  payment_date: number,
  payment_method: string,
  transaction_status: string = "pending",
  stripe_payment_id?: string,
) {
  if (isE2EEnabled()) {
    return [addE2EPaymentTransaction(
      lease_id,
      amount,
      payment_date,
      payment_method,
      transaction_status,
      stripe_payment_id,
    )];
  }
  const now = Date.now();
  return await db.insert(payment_transactions)
    .values({
      id: crypto.randomUUID(),
      lease_id,
      amount,
      payment_date,
      payment_method,
      transaction_status,
      stripe_payment_id: stripe_payment_id || null,
      created_on: now,
    })
    .returning();
}

export async function getTransactionsByLease(lease_id: string) {
  if (isE2EEnabled()) {
    return getE2EPaymentTransactionsByLease(lease_id);
  }
  return await db.select()
    .from(payment_transactions)
    .where(eq(payment_transactions.lease_id, lease_id));
}

export async function getPaymentTransactionsByOwner(
  owner_id: string,
  options: { limit?: number } = {},
) {
  if (isE2EEnabled()) {
    const transactions = getE2EPaymentTransactionsByOwner(owner_id);
    return options.limit ? transactions.slice(0, options.limit) : transactions;
  }

  const query = db.select({
    id: payment_transactions.id,
    lease_id: payment_transactions.lease_id,
    amount: payment_transactions.amount,
    payment_date: payment_transactions.payment_date,
    payment_method: payment_transactions.payment_method,
    transaction_status: payment_transactions.transaction_status,
    stripe_payment_id: payment_transactions.stripe_payment_id,
    created_on: payment_transactions.created_on,
  })
    .from(payment_transactions)
    .innerJoin(leases, eq(payment_transactions.lease_id, leases.id))
    .where(eq(leases.owner_id, owner_id))
    .orderBy(payment_transactions.payment_date);

  if (options.limit) {
    return await query.limit(options.limit);
  }

  return await query;
}

export async function updateTransactionStatus(id: string, status: string) {
  return await db.update(payment_transactions)
    .set({ transaction_status: status })
    .where(eq(payment_transactions.id, id))
    .returning();
}

// Rent Schedules CRUD
export async function createRentSchedule(
  property_id: string,
  rent_amount: number,
  due_day: number,
  late_fee_amount: number = 0,
  grace_period_days: number = 0,
  payment_methods_allowed: string[] = ["card", "ach"],
) {
  const now = Date.now();
  return await db.insert(rent_schedules)
    .values({
      id: crypto.randomUUID(),
      property_id,
      rent_amount,
      due_day,
      late_fee_amount,
      grace_period_days,
      payment_methods_allowed: JSON.stringify(payment_methods_allowed),
      created_on: now,
      updated_on: now,
    })
    .returning();
}

export async function getRentScheduleByProperty(property_id: string) {
  const result = await db.select()
    .from(rent_schedules)
    .where(eq(rent_schedules.property_id, property_id));
  return result[0] || null;
}

export async function updateRentSchedule(
  id: string,
  updates: Partial<Omit<RentSchedule, "id" | "property_id" | "created_on">>,
) {
  const now = Date.now();
  return await db.update(rent_schedules)
    .set({ ...updates, updated_on: now })
    .where(eq(rent_schedules.id, id))
    .returning();
}

export async function deleteRentSchedule(id: string) {
  return await db.delete(rent_schedules)
    .where(eq(rent_schedules.id, id))
    .returning();
}

// Payment Scheduling
export async function schedulePayment(
  lease_id: string,
  user_id: string,
  amount: number,
  payment_date: number, // Unix timestamp
  payment_method: string, // e.g., 'card', 'ach'
  stripe_payment_id: string | null = null,
) {
  if (isE2EEnabled()) {
    return [addE2EPaymentTransaction(
      lease_id,
      amount,
      payment_date,
      payment_method,
      "scheduled",
      stripe_payment_id || undefined,
    )];
  }
  const now = Date.now();
  return await db.insert(payment_transactions)
    .values({
      id: crypto.randomUUID(),
      lease_id,
      amount,
      payment_date,
      payment_method,
      transaction_status: "scheduled",
      stripe_payment_id,
      created_on: now,
    })
    .returning();
}

// Auto-Payment Setup
// Note: This function updates the lease record to link a default payment method for auto-debit.
export async function setAutoPayment(
  lease_id: string,
  user_id: string,
  payment_method_id: string,
) {
  // Ensure the user owns the payment method and is the tenant on the lease
  const lease = await db.select().from(leases)
    .where(and(eq(leases.id, lease_id), eq(leases.tenant_id, user_id)));

  if (!lease.length) {
    throw new Error("Lease not found or user is not the tenant.");
  }

  const paymentMethod = await db.select().from(payment_methods)
    .where(
      and(
        eq(payment_methods.id, payment_method_id),
        eq(payment_methods.user_id, user_id),
      ),
    );

  if (!paymentMethod.length) {
    throw new Error("Payment method not found or unauthorized.");
  }

  const now = Date.now();
  return await db.update(leases)
    .set({ default_payment_method_id: payment_method_id, updated_on: now })
    .where(eq(leases.id, lease_id))
    .returning();
}

export async function cancelAutoPayment(
  lease_id: string,
  user_id: string,
) {
  // Ensure the user is the tenant on the lease
  const lease = await db.select().from(leases)
    .where(and(eq(leases.id, lease_id), eq(leases.tenant_id, user_id)));

  if (!lease.length) {
    throw new Error("Lease not found or user is not the tenant.");
  }

  const now = Date.now();
  return await db.update(leases)
    .set({ default_payment_method_id: null, updated_on: now })
    .where(eq(leases.id, lease_id))
    .returning();
}